There is a possibility that I may be staying at the GCH sometime in January, but I won't know for sure until a few weeks to a month beforehand. I have been saving my Disney Visa rewards points for this trip, and I was worried about requesting the rewards with enough time to receive them before my trip, but then I read that you can request them at the park. My question is, if the hotel charges your credit card at the time you make the reservation (I seem to remember a post saying that they do?), can I use my points at check-in and have them refund my credit card? Also, are there any discounted rates at the DLR hotels for card holders? I was hoping my trip would land during an AP rate time, but it doesn't look like it will . Thanks in advance!