WDW AP's and PAP's on payment plans?

[DVCmom]

According to the blogs on here, California residents are being offered payment plans for annual passes (with NO interest). I realize they are trying to get people in the parks etc. I am also concerned about the results if some do not pay the monthly payments. Why in the world did this not start as a DVC perk? DVC members have financial stakes in the company. You either had to have credit approved or pay out-of-pocket for your membership. Either way you are "credit worthy". I realize a large percentage of the DVC population would continue to pay out of pocket instead of monthly payments (they are NOT adding finance charges to the packages). However, I just think this would be a great perk for those who want to take advantage of the deal- especially if buying 4+ PAPs. It would also be a "safe" population to start the program and let them test drive it and work out the kinks. Any other ideas on this? It is currently going on in California. I just think DVC should be on this bandwagon for those that would like the perk. Thoughts anyone???????????????? Post below...
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Make payment for disneyland anual passes started today.Pay 69.00 at the gat pick the AP you want and the first payment will be deducted from your bank three days later. So first month payment is 69.00( at gate) plus month payment either $26.67, $16.67, $7.75 or $5.42 three days later depend on pass you chose. No interest or fees. You pay what you would pay if you bought it all at once at the ticket booth. I think it's an awsoe idea!!

Premium pass - $95.67 the first month/ $26.67 each month (I rounded up).

Deluxe pass - $85.67 the first month/ $16.67 each month.

Southern California pass - $77.75 the first month/ $7.75 each month.

[Toocherie]

Well, I think Disney is probably just wanting to get bodies through the gates--and doesn't care whether they have a "financial" stake or not. I assume (although I have not done this) that the monthly payments have to be tied to a valid credit card that does not expire until after the monthly payments will have been made. If this is not the case, then Disney has the ultimate "repossession" right--it can cancel the card and keep the person from entering the parks.

So, I don't think there was any need for Disney to "test drive" the promotion with DVC members. Someone either pays and gets to use their AP or they don't pay and it will be programmed to deny them access.

[Drince88]

Your thread title suggest you are talking about WDW Annual Passes, but then your text implies you're talking about Disneyland AP levels. Should the thread title be changed?

Assuming you're talking strictly Disneyland, since DVC ownership in GCV is an ownership in property, can't you claim you own property in Southern California and therefore should be eligible for the benefits associated with 'Southern California'?

[DVCmom]

Good point there!!! LOL...I ment WDW. I just copied DL so you could see what was offered there at this time to get an idea of the program. I just really thought it was a great idea especially with the economy and most of all for LARGE families. We only have four but I know many people on here have more family. I know PAPs are steep for 4 so I just thought this perk woud be a good opportunity for all those that choose to participate.

[Drince88]

In that case, I think they'll expand the DL program to non-Southern Californians before they expand it to WDW. For one, WDW APs are quite a bit more expensive. If I did the math consistently (I didn't double check it, so I may not have!) the annual payments would be 36 or 48 for adults, which is quite a bit more than even the premium DL pass.

Plus, DL is 'known' for having a large percentage of 'local' visitors (i.e., a decent percentage of the people in the park on any one day are going to be sleeping in their own beds that night). You (and most DVC owners) aren't going to go or not go based on annual pass payment plan, you're going to go anyway. So why should Disney give something away that they don't have to?

[GusMan]

You (and most DVC owners) aren't going to go or not go based on annual pass payment plan, you're going to go anyway. So why should Disney give something away that they don't have to?
I think this is a good point.

Many of the current offers are to entice people to go on vacation and go to the parks. DVC members tend to be the type where they already have made up their minds to go as many times as their point allotment will allow them at the very least. We do get a nice discount on AP's already, which makes buying and using them a wise choice over certain types of hoppers.

[DVCmom]

I too like our discounted rates. Yes, I am going regardless. I just thought if this started in January of '09 in DL maybe it might reach us by January '10? Just wishful thinking on my part maybe????????